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Real Wealth KC

Subscribe to my blog for tips on buying your first home to maintaining and selling your current home. I’ll share the experiences of my friends and my own family on how we create real wealth in our lives and use that experience to help others to achieve their goals.

• Q: Does Mortgage Prequalification Affect My Credit Score?December 31, 2021
  A: Quick answer is no, but there are some things you will need to understand about applying for a mortgage to buy your first home. You may have heard that credit checks hurt your credit, and that is true if you are applying with multiple lenders to see who will approve you for a loan.Continue reading “Q: Does Mortgage Prequalification Affect My Credit Score?”
• From Overdrawn to OverachieverNovember 8, 2021
  While listening to Marketplace this morning I was surprised to hear that overdraft fees are at a record high. It was not that long ago that I was also getting sucked into that cycle of being a few dollars shy on one transaction to a $100+ negative balance in my checking account. If it feelsContinue reading “From Overdrawn to Overachiever”
• Twenty Percent DownSeptember 24, 2021
  How much money do you need to buy a house? Maybe you have heard you need a 20% down payment. Sounds like a good place to start. So let’s take this house we just picked out from Zillow and do the math. This is a GREAT house. It has everything I want. I’m getting aContinue reading “Twenty Percent Down”