A: Quick answer is no, but there are some things you will need to understand about applying for a mortgage to buy your first home. You may have heard that credit checks hurt your credit, and that is true if you are applying with multiple lenders to see who will approve you for a loan.Continue reading “Q: Does Mortgage Prequalification Affect My Credit Score?”
While listening to Marketplace this morning I was surprised to hear that overdraft fees are at a record high. It was not that long ago that I was also getting sucked into that cycle of being a few dollars shy on one transaction to a $100+ negative balance in my checking account. If it feelsContinue reading “From Overdrawn to Overachiever”
How much money do you need to buy a house? Maybe you have heard you need a 20% down payment. Sounds like a good place to start. So let’s take this house we just picked out from Zillow and do the math. This is a GREAT house. It has everything I want. I’m getting aContinue reading “Twenty Percent Down”
I picked up a good habit when I was in the Army. Early on I was told by a superior to keep a Me Book which is common practice among the best soldiers. It’s a binder with all your important documents in one place. I carried the practice into civilian life and keep a binderContinue reading “The Notebook”
Life is slowly getting back to normal and I am so grateful I do not have to cut my own hair anymore!! I always enjoy going to the barber shop and having a conversation. I always learn something from the stylist. This morning Tonya cut my hair, and we got on the subject of spendingContinue reading “The Gratitude List”
Kansas City is finally warming up after a brutal winter and I am ready to get outdoors for any reason. Many people have spent time fixing up the insides of their houses during the Covid pandemic but one thing that is often overlooked in home improvement is landscaping!! While landscaping sounds like a monumental taskContinue reading “Springtime in Kansas City!!”
Path to Home Ownership: Six Part Series on Setting a Goal for Home Ownership in Two Years
Here’s a little Irish wisdom to help you sound a little wiser as we toast to home, family, and friends!!